In the following video Louis Rossmann, a skilled repair technician and the owner of Rossmann Repair Group in New York, talks about how one should never willingly put self in debt just to have something "force" him or her to try and become successful. Instead you should save or invest, because, long story short: "You don't know what you're giving up".
So when an amazing opportunity presents itself, it's better to have the funds or resources to be able to take it, than to miss it and regret ever willingly falling back so far that you're in serious debt you need to take care of first.
Louis went from having literally nothing except for an idea for a business and a couple hundred dollars to running a well-known independent repair company and a parts supplier in one of the largest cities in the US as well as on the internet.
So, please, do find 15 minutes to hear what Louis has to say. You won't regret it, I promise.